Real Binance daily closes · updated 2026-08-25
What if I'd DCA'd into NEAR Protocol?
Every number below is computed from real NEAR/USDT daily closes on Binance — no simulations, no cherry-picked windows. Buys happen at the close of the first trading day of each month (or each Monday for weekly plans); the final valuation uses the latest close, and today is never a purchase.
$100 per month into NEAR Protocol, by start year
| Since | Buys | Invested | Worth today | Return | Lump sum | Max drawdown |
|---|---|---|---|---|---|---|
| 2020 | 71 | $7,100 | $5,957 | -16.1% | +71.3% | −87.7% |
| 2021 | 68 | $6,800 | $5,281 | -22.3% | +47.3% | −84.5% |
| 2022 | 56 | $5,600 | $4,581 | -18.2% | -86.8% | −74.9% |
| 2023 | 44 | $4,400 | $4,074 | -7.4% | +56.9% | −72.8% |
| 2024 | 32 | $3,200 | $2,546 | -20.4% | -47.2% | −45.2% |
| 2025 | 20 | $2,000 | $2,032 | +1.6% | -62.1% | −29.3% |
| 2026 | 8 | $800 | $1,098 | +37.2% | +23.0% | −22.8% |
“Lump sum” is the same total invested in one buy at the first purchase date. Max drawdown is the worst peak-to-trough of the portfolio's value, sampled at purchase dates.
Run your own plan
What this page is not
DCA is not a magic edge — in markets that mostly went up, a lump sum usually ends higher, and the table above says so where it's true. What DCA buys is a smaller worst case and a plan a human can actually follow. Both are still passive plans with no exit rule: if you want to compare them against a strategy that defines when to sell, backtest one on the same market.
DCA other coins
Educational information computed from historical exchange data; not investment advice. Past performance does not guarantee future results. Fees and slippage are not included: real-world DCA results would be slightly lower.