Real Binance daily closes · updated 2026-10-09
What if I'd DCA'd into Bitcoin?
Every number below is computed from real BTC/USDT daily closes on Binance — no simulations, no cherry-picked windows. Buys happen at the close of the first trading day of each month (or each Monday for weekly plans); the final valuation uses the latest close, and today is never a purchase.
$100 per month into Bitcoin, by start year
| Since | Buys | Invested | Worth today | Return | Lump sum | Max drawdown |
|---|---|---|---|---|---|---|
| 2017 | 111 | $11,100 | $61,109 | +450.5% | +1822% | −70.3% |
| 2018 | 106 | $10,600 | $53,619 | +405.8% | +515.6% | −69.9% |
| 2019 | 94 | $9,400 | $40,124 | +326.8% | +2069% | −68.6% |
| 2020 | 82 | $8,200 | $23,523 | +186.9% | +1044% | −63.6% |
| 2021 | 70 | $7,000 | $13,461 | +92.3% | +180.8% | −45.7% |
| 2022 | 58 | $5,800 | $11,189 | +92.9% | +72.6% | −44.4% |
| 2023 | 46 | $4,600 | $7,446 | +61.9% | +395.7% | −41.4% |
| 2024 | 34 | $3,400 | $3,759 | +10.6% | +86.4% | −33.3% |
| 2025 | 22 | $2,200 | $2,129 | -3.2% | -12.9% | −13.3% |
| 2026 | 10 | $1,000 | $1,138 | +13.8% | -7.3% | −3.0% |
“Lump sum” is the same total invested in one buy at the first purchase date. Max drawdown is the worst peak-to-trough of the portfolio's value, sampled at purchase dates.
Run your own plan
What this page is not
DCA is not a magic edge — in markets that mostly went up, a lump sum usually ends higher, and the table above says so where it's true. What DCA buys is a smaller worst case and a plan a human can actually follow. Both are still passive plans with no exit rule: if you want to compare them against a strategy that defines when to sell, backtest one on the same market.
DCA other coins
Educational information computed from historical exchange data; not investment advice. Past performance does not guarantee future results. Fees and slippage are not included: real-world DCA results would be slightly lower.