Real Binance daily closes · updated 2026-07-11
What if I'd DCA'd into Bitcoin?
Every number below is computed from real BTC/USDT daily closes on Binance — no simulations, no cherry-picked windows. Buys happen at the close of the first trading day of each month (or each Monday for weekly plans); the final valuation uses the latest close, and today is never a purchase.
$100 per month into Bitcoin, by start year
| Since | Buys | Invested | Worth today | Return | Lump sum | Max drawdown |
|---|---|---|---|---|---|---|
| 2017 | 108 | $10,800 | $47,564 | +340.4% | +1404% | −70.3% |
| 2018 | 103 | $10,300 | $41,702 | +304.9% | +381.8% | −69.9% |
| 2019 | 91 | $9,100 | $31,140 | +242.2% | +1598% | −68.6% |
| 2020 | 79 | $7,900 | $18,148 | +129.7% | +795.2% | −63.6% |
| 2021 | 67 | $6,700 | $10,273 | +53.3% | +119.8% | −45.7% |
| 2022 | 55 | $5,500 | $8,495 | +54.5% | +35.1% | −44.4% |
| 2023 | 43 | $4,300 | $5,566 | +29.4% | +288.0% | −41.4% |
| 2024 | 31 | $3,100 | $2,680 | -13.5% | +45.9% | −33.3% |
| 2025 | 19 | $1,900 | $1,404 | -26.1% | -31.8% | −13.3% |
| 2026 | 7 | $700 | $629 | -10.1% | -27.4% | −0.0% |
“Lump sum” is the same total invested in one buy at the first purchase date. Max drawdown is the worst peak-to-trough of the portfolio's value, sampled at purchase dates.
Run your own plan
What this page is not
DCA is not a magic edge — in markets that mostly went up, a lump sum usually ends higher, and the table above says so where it's true. What DCA buys is a smaller worst case and a plan a human can actually follow. Both are still passive plans with no exit rule: if you want to compare them against a strategy that defines when to sell, backtest one on the same market.
DCA other coins
Educational information computed from historical exchange data; not investment advice. Past performance does not guarantee future results. Fees and slippage are not included: real-world DCA results would be slightly lower.