Real Binance daily closes · updated 2026-10-09
What if I'd DCA'd into Polkadot?
Every number below is computed from real DOT/USDT daily closes on Binance — no simulations, no cherry-picked windows. Buys happen at the close of the first trading day of each month (or each Monday for weekly plans); the final valuation uses the latest close, and today is never a purchase.
$100 per month into Polkadot, by start year
| Since | Buys | Invested | Worth today | Return | Lump sum | Max drawdown |
|---|---|---|---|---|---|---|
| 2020 | 75 | $7,500 | $2,215 | -70.5% | -62.8% | −84.1% |
| 2021 | 70 | $7,000 | $2,083 | -70.2% | -86.1% | −78.3% |
| 2022 | 58 | $5,800 | $2,021 | -65.2% | -96.0% | −77.1% |
| 2023 | 46 | $4,600 | $1,875 | -59.2% | -73.6% | −72.9% |
| 2024 | 34 | $3,400 | $1,609 | -52.7% | -86.6% | −51.7% |
| 2025 | 22 | $2,200 | $1,381 | -37.2% | -83.6% | −33.1% |
| 2026 | 10 | $1,000 | $1,015 | +1.5% | -42.3% | −8.5% |
“Lump sum” is the same total invested in one buy at the first purchase date. Max drawdown is the worst peak-to-trough of the portfolio's value, sampled at purchase dates.
Run your own plan
What this page is not
DCA is not a magic edge — in markets that mostly went up, a lump sum usually ends higher, and the table above says so where it's true. What DCA buys is a smaller worst case and a plan a human can actually follow. Both are still passive plans with no exit rule: if you want to compare them against a strategy that defines when to sell, backtest one on the same market.
DCA other coins
Educational information computed from historical exchange data; not investment advice. Past performance does not guarantee future results. Fees and slippage are not included: real-world DCA results would be slightly lower.