Real Binance daily closes · updated 2026-08-25
What if I'd DCA'd into Cardano?
Every number below is computed from real ADA/USDT daily closes on Binance — no simulations, no cherry-picked windows. Buys happen at the close of the first trading day of each month (or each Monday for weekly plans); the final valuation uses the latest close, and today is never a purchase.
$100 per month into Cardano, by start year
| Since | Buys | Invested | Worth today | Return | Lump sum | Max drawdown |
|---|---|---|---|---|---|---|
| 2018 | 101 | $10,100 | $14,965 | +48.2% | -6.7% | −93.3% |
| 2019 | 92 | $9,200 | $13,041 | +41.8% | +439.1% | −93.0% |
| 2020 | 80 | $8,000 | $7,627 | -4.7% | +575.9% | −91.1% |
| 2021 | 68 | $6,800 | $3,417 | -49.7% | +29.2% | −80.2% |
| 2022 | 56 | $5,600 | $3,088 | -44.9% | -83.6% | −79.1% |
| 2023 | 44 | $4,400 | $2,613 | -40.6% | -9.4% | −76.7% |
| 2024 | 32 | $3,200 | $1,768 | -44.8% | -63.7% | −66.7% |
| 2025 | 20 | $2,000 | $1,189 | -40.6% | -75.5% | −40.7% |
| 2026 | 8 | $800 | $782 | -2.2% | -36.5% | −14.0% |
“Lump sum” is the same total invested in one buy at the first purchase date. Max drawdown is the worst peak-to-trough of the portfolio's value, sampled at purchase dates.
Run your own plan
What this page is not
DCA is not a magic edge — in markets that mostly went up, a lump sum usually ends higher, and the table above says so where it's true. What DCA buys is a smaller worst case and a plan a human can actually follow. Both are still passive plans with no exit rule: if you want to compare them against a strategy that defines when to sell, backtest one on the same market.
DCA other coins
Educational information computed from historical exchange data; not investment advice. Past performance does not guarantee future results. Fees and slippage are not included: real-world DCA results would be slightly lower.