Real Binance daily closes · updated 2026-10-09
What if I'd DCA'd into Cardano?
Every number below is computed from real ADA/USDT daily closes on Binance — no simulations, no cherry-picked windows. Buys happen at the close of the first trading day of each month (or each Monday for weekly plans); the final valuation uses the latest close, and today is never a purchase.
$100 per month into Cardano, by start year
| Since | Buys | Invested | Worth today | Return | Lump sum | Max drawdown |
|---|---|---|---|---|---|---|
| 2018 | 103 | $10,300 | $15,809 | +53.5% | -2.8% | −93.3% |
| 2019 | 94 | $9,400 | $13,804 | +46.9% | +461.7% | −93.0% |
| 2020 | 82 | $8,200 | $8,162 | -0.5% | +604.3% | −91.1% |
| 2021 | 70 | $7,000 | $3,776 | -46.1% | +34.7% | −80.2% |
| 2022 | 58 | $5,800 | $3,433 | -40.8% | -82.9% | −79.1% |
| 2023 | 46 | $4,600 | $2,938 | -36.1% | -5.6% | −76.7% |
| 2024 | 34 | $3,400 | $2,058 | -39.5% | -62.2% | −66.7% |
| 2025 | 22 | $2,200 | $1,454 | -33.9% | -74.4% | −40.7% |
| 2026 | 10 | $1,000 | $1,031 | +3.1% | -33.9% | −14.0% |
“Lump sum” is the same total invested in one buy at the first purchase date. Max drawdown is the worst peak-to-trough of the portfolio's value, sampled at purchase dates.
Run your own plan
What this page is not
DCA is not a magic edge — in markets that mostly went up, a lump sum usually ends higher, and the table above says so where it's true. What DCA buys is a smaller worst case and a plan a human can actually follow. Both are still passive plans with no exit rule: if you want to compare them against a strategy that defines when to sell, backtest one on the same market.
DCA other coins
Educational information computed from historical exchange data; not investment advice. Past performance does not guarantee future results. Fees and slippage are not included: real-world DCA results would be slightly lower.