Real Binance daily closes · updated 2026-10-09
What if I'd DCA'd into Cosmos?
Every number below is computed from real ATOM/USDT daily closes on Binance — no simulations, no cherry-picked windows. Buys happen at the close of the first trading day of each month (or each Monday for weekly plans); the final valuation uses the latest close, and today is never a purchase.
$100 per month into Cosmos, by start year
| Since | Buys | Invested | Worth today | Return | Lump sum | Max drawdown |
|---|---|---|---|---|---|---|
| 2019 | 91 | $9,100 | $3,641 | -60.0% | -50.4% | −91.1% |
| 2020 | 82 | $8,200 | $3,160 | -61.5% | -57.2% | −87.6% |
| 2021 | 70 | $7,000 | $2,538 | -63.7% | -68.0% | −67.3% |
| 2022 | 58 | $5,800 | $2,388 | -58.8% | -94.8% | −58.8% |
| 2023 | 46 | $4,600 | $2,231 | -51.5% | -80.2% | −51.1% |
| 2024 | 34 | $3,400 | $1,995 | -41.3% | -83.3% | −34.4% |
| 2025 | 22 | $2,200 | $1,670 | -24.1% | -71.4% | −25.9% |
| 2026 | 10 | $1,000 | $1,114 | +11.4% | -9.4% | −6.4% |
“Lump sum” is the same total invested in one buy at the first purchase date. Max drawdown is the worst peak-to-trough of the portfolio's value, sampled at purchase dates.
Run your own plan
What this page is not
DCA is not a magic edge — in markets that mostly went up, a lump sum usually ends higher, and the table above says so where it's true. What DCA buys is a smaller worst case and a plan a human can actually follow. Both are still passive plans with no exit rule: if you want to compare them against a strategy that defines when to sell, backtest one on the same market.
DCA other coins
Educational information computed from historical exchange data; not investment advice. Past performance does not guarantee future results. Fees and slippage are not included: real-world DCA results would be slightly lower.