Real Binance daily closes · updated 2026-07-11
What if I'd DCA'd into Cosmos?
Every number below is computed from real ATOM/USDT daily closes on Binance — no simulations, no cherry-picked windows. Buys happen at the close of the first trading day of each month (or each Monday for weekly plans); the final valuation uses the latest close, and today is never a purchase.
$100 per month into Cosmos, by start year
| Since | Buys | Invested | Worth today | Return | Lump sum | Max drawdown |
|---|---|---|---|---|---|---|
| 2019 | 88 | $8,800 | $2,766 | -68.6% | -57.8% | −89.5% |
| 2020 | 79 | $7,900 | $2,357 | -70.2% | -63.6% | −85.7% |
| 2021 | 67 | $6,700 | $1,827 | -72.7% | -72.8% | −67.3% |
| 2022 | 55 | $5,500 | $1,700 | -69.1% | -95.6% | −56.3% |
| 2023 | 43 | $4,300 | $1,566 | -63.6% | -83.1% | −50.1% |
| 2024 | 31 | $3,100 | $1,366 | -55.9% | -85.8% | −34.4% |
| 2025 | 19 | $1,900 | $1,089 | -42.7% | -75.6% | −25.9% |
| 2026 | 7 | $700 | $616 | -12.0% | -22.9% | −2.9% |
“Lump sum” is the same total invested in one buy at the first purchase date. Max drawdown is the worst peak-to-trough of the portfolio's value, sampled at purchase dates.
Run your own plan
What this page is not
DCA is not a magic edge — in markets that mostly went up, a lump sum usually ends higher, and the table above says so where it's true. What DCA buys is a smaller worst case and a plan a human can actually follow. Both are still passive plans with no exit rule: if you want to compare them against a strategy that defines when to sell, backtest one on the same market.
DCA other coins
Educational information computed from historical exchange data; not investment advice. Past performance does not guarantee future results. Fees and slippage are not included: real-world DCA results would be slightly lower.